Regulatory Reporting Lead

LendInvest is the UK’s leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone.

A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.

About your work

This is a build role. The successful candidate will arrive at LendInvest with no assumption that a functioning framework exists, and will be expected to create one. The first phase of the role is diagnostic and structural: map every applicable regulatory return, identify current data owners, document gaps and control failures, and design a framework that is repeatable, evidenced and regulator-ready.

The role is the single point of accountability for regulatory reporting across the firm. Critically, this role is distinct from, and complementary to, the work of specific teams such as the Finance and Accounting team. The Regulatory Reporting Lead will own interpretation, governance, data coordination and submission oversight; Clear RACI documentation will be established in the first 90 days to eliminate duplication and reinforce boundary clarity.

Key Responsibilities:

• Design and implement LendInvest’s end-to-end regulatory reporting framework from the ground up, covering all returns across the MLAR, IFPR/MIF, PSD, REP and AIF series.

• Produce a regulatory reporting calendar and RACI matrix within the first 90 days, mapping current data flows and identifying gaps.

• Hold end-to-end accountability for every return LendInvest is obliged to file, acting as the the regulatory custodian, independent reviewer and sole submitter across the entire reporting universe.

• Design and embed a mandatory four-eyes review process for every regulatory submission, conducting retrospective reviews of prior submissions where errors have been identified.

• Own the relationships with each data provider function for the specific data inputs required by each return, establishing data provision SLAs with each internal team.

• Act as the primary point of contact for all FCA/PRA queries, information requests and supervisory reviews relating to regulatory reporting.

• Assess the impact of upcoming regulatory changes — including any revisions to MLAR guidance, MIFIDPRU updates, or REP series decommissioning — and manage implementation within the reporting framework.

About you

Essential:

• Qualified accountant (ACA, ACCA, CIMA or equivalent)

• Experience building or significantly redesigning a regulatory reporting framework not just operating within one.

• Demonstrable experience designing and implementing four-eyes review controls for regulatory submissions, including documented evidence packs and pre-submission sign-off processes.

• Experience coordinating data across multiple business functions (finance, operations, credit risk, compliance, HR) with an ability to challenge data providers constructively and enforce data quality standards.

• Strong financial reconciliation skills: ability to trace data from source system extracts through to final return figures and identify where discrepancies arise.

• Advanced Excel and the ability to build and maintain reconciliation workings that are auditable and independently reproducible.

• Familiarity with FCA RegData including how returns are scheduled, submitted and validated within the platform.

Desirable:

• Experience in lending, mortgages, asset finance or banking.

• Experience working with regulatory data sets or regulatory reporting platforms.

• Experience improving reporting processes through automation or system improvements.

• Knowledge of financial reporting frameworks (IFRS / UK GAAP).

Benefits & perks

• Competitive salary + company bonus scheme

• Hybrid working policy

• ️ 25 days holiday (increasing with the length of service)

• Private healthcare

• Enhanced parental leave

• Matched pension contributions up to 4%

• Critical illness cover

• Employee Assistance Programme & Mental Health support

• Life assurance

• Regular performance reviews to promote a culture of growth and development

• Leadership training for managers

• Give as you earn scheme for charitable donations

• Support for attending conferences and professional learning & development

• Discounts via Perkbox

• Cycle to work scheme

• Season ticket loan

• Electric car loan scheme

• Monthly socials & annual offsite
  

Diversity, Inclusion & Belonging at LendInvest

At LI we believe in bringing your whole selves to work, we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills.